- This topic has 1 balasan, 2 suara, and was last updated 4 years, 5 months yang lalu by joerdj.
-
PenulisTulisan-tulisan
-
-
4 Mei 2021 pada 9:02 am #77363lastchancePeserta
Hi, Everyone.
I need advice, I’d like to hear your views.
I would not bore you with too much background story, y’all know the drill.
First Question:
Does it get any better?My line of thought:
I have seen people on here relapse after months of being gamble free, hell, people have relapse after years of being free and this genuinely scares the daylight out of me.The longest I have gone GF was 2 months, March 2019 – April 2019 and it was the best 2 months of my life. I wish there a magical off switch to make the thoughts go away forever, sometimes I hatch plans (just in my head though) to blow up bookies and I hard that gambling is legal. I also hate that ads are all over the place, wtf, people don’t care!
Is there no moral obligations to not provide a service that makes people’s lives miserable?????!
Anyways, I want to start a new GF journey and I scared, you know, like what’s the point if there is a chance I’d relapse after 5 years or after 10 years, that’s even if (IF the keyword here) I make it that far. I’m 25 and I have time to turn my life around, but I don’t want to be looking over my shoulder for the rest of my life.
Also, I don’t like the thoughts of my family having to control my bank account for me, cos I wonder how long that would go on for? So I imagine when I’m 32 and I want to get something nice, so I’d have to call my brother or whoever handles my account to give me some of my money so I can get some clothes or get a new car, or fix up something in my apartment???? sick!
Second Question:
Is it a good idea to have my family help with my debts while I pay it back to them at a more slower rate, maybe over the course of 2-3 years (its just about $2000 which is a relatively huge sum where I come from, but not something my mom would feel if she was to help me with the money, and hey, I’m not an entitled prick).Okay, I said no background story, but I feel its needed for this part. So here it is:
I decided to start my GF journey over again in January, I told my siblings and of course they were mad at me as they thought I had stopped (it wasn’t the first time and I have been gambling for 8years now). I am the youngest child out of 4 children.
They decided that since I now work (previous times I ran to them for help, I was still in school, so helped me payback my debts) I should pay back the debt myself, so I can know it isn’t easy to make money.
I don’t know if this is important, but first its been hard because they don’t understand what it is to suffer from gambling. Right now, they feel I’m doing this on purpose as if there is a off switch which I’m unwilling to pull to make this stop.
I also know that the money could have been put to good use, maybe paying for a car, or getting some nice valuable stuff.
Anyway, I owe my friends and some mobile loan apps(mobile loan apps are a thing where I’m from), and if i commit 100% of my salary, it’d take about 1 year and 4 months to pay all my debt. The problem is I’d need some money to get by too, and 100% going to debts is no feasible. And everyone I owe wants the money now and I’m tired of postponing people’s payments.
Long story short, I hate that I’m broke, and the fact that I may be broke for another year causes me to be stressed and I end up gambling again thinking I can I win back some more money to help with debt, so now I am deeper in debt.
I’m trying to get my family to help me pay the debt all at once, so I am not stressed by calls again. And maybe we can work out a longer payback plan that doesn’t require more than 40% of my salary.
Okay, I’m being an entitled prick, but maybe I’m not, cos my rationale is, they’d gladly pay it if I was sick and needed surgery and this is way more important to me so I can focus on my life and career too.
My parents do not know about the latest development, they are quite old and my siblings didn’t want them to worry over me again, but they can afford to help with the sum comfortably.
I feel this plan would work, but I want to aso if its a good idea, because all I worry now is how to pay back my debt and not have to avoid calls from people demanding their money back. its a trigger for me and it causes me to stress over the payment and I gamble again.
Is this a good idea? Had anyone ever done this?
And note, I’m willing to hand over control of my finance for this period, I just want to be able to live, have some savings, and maybe invest in crypto a bit while I payback my debt.
Right now, I’m depressed and suicidal and I’m unable to concentrate in life and I feel I’m making irrational decisions. I don’t care about anything again and I am losing my mind.
-
4 Mei 2021 pada 10:32 am #77390joerdjPeserta
First Question:
Does it get any better?Yes! You have seen it yourself in the two months you were gamble-free.
Also, I don’t like the thoughts of my family having to control my bank account for me, cos I wonder how long that would go on for? So I imagine when I’m 32 and I want to get something nice, so I’d have to call my brother or whoever handles my account to give me some of my money so I can get some clothes or get a new car, or fix up something in my apartment???? sick!
Well as long as you have money available at your disposal you are fighting an uphill battle. When you have no money you can work on yourself ( because there is no money to gamble) but when you have the money you need to make the decision every time not to gamble and work on yourself at the same time.
Regarding a family loan, it might be a good idea but also a horrible idea at the same time. It can help you to relax, but also your mind can play a trick on you, think you got a free-pass, make more debt and need a family loan again. So with that, I would come clean to your friends and pay back what you can miss, instead of taking a loan from your parents.
-
-
PenulisTulisan-tulisan
- Anda harus log masuk untuk membalas topik ini.