[Zero no hero]

Hi everyone, I am John…the zero sum loser. The disgusting self centred arrogant deceitful boastful but above all else the DELUDED idiot gambling has turned me in to over the past 10 or so yrs.

It is a complex situation my friends. See when my business collapsed I was in much debt ,particularly mortgagae arrears. Instead of geeting off my ass and findinga good paying job I decided I could take it easy. Go on the dole and work part time doing deliveries. When you ad it all up it brings in the same amount as a regular decent job anyway even though you worl 5-6 nights a week….and it of course illegal and unfair to those genuinally unemployed. However I was desperate so instead of doing the usual casino/poker/sporrtsbook betting I developed sysyems all based on previous statisics thinging I was much clever than those delinqeuints who reckon they can win from pokie machines or football matches, oh yes I was very sophisticaed in my very original appraoch and guess what? I still lost my ass!!

My marraige is an unusual one as my wife has never worked and never will so I claim the dole for her and me and go out and do the deliveries at night. The fact that she wont work (not for her she says things like “i never signed up to work I signed up to be a great mother and wife…you the breadwinner) so you see from the kick off I am under pressure to find ways to make money.

Now it gets complex because 3 months ago I got in a small pension and spent half of it on car holidays meals out clothes etc, but unfortunately I spent the remaining amount on gamgling (about 10 grand) anyway it all but gone and I am waith on a 4 foldin wimbledon later to save me for a while longer. i have mentally already prepared my self to accept ut will lose and when this happens the shit will well adn truly hit the fan.

I was also so totally sure of my success that I litetally broadcasted to all and sundry that I have been working on these “super systems ” that would finaly make “obscence amounts of money” (my own words…) yes I was THAT confident in my ability to win.

I was so confident infact that I let my son do the delvery job for the past 3 months and he bloody loves it, it looks like he will dig his heels in and try to keep it.

His mom is delighted for him cos he never had a job dbefore now,

So as I was staying home I would pay his mom the money she previous;y got from the delivery job. Now I have to burst that bubble and take my job back but it is not gooing to either be easy nor go down very well

Ye see that job was beneath mt talents and although I never said I would never be back I may not find a way in.

It gets even worse though, every week I gotta come up with 120 euro to service a provident loan and as of next week I cannot pay it not anything and its quita a lot so i dunno whay I am gonna do,

ayway thats my world amd I hate it!

[Zero no hero]

Automated reply, no help here! Time to load the revolver lol!

[Spidy]

I was in debt for over $70k and I paid that off eventually. Worked two full time jobs for a year to get the payments to a manageable amount. I know the feeling when you have payments coming and no money to pay it. I had to go to my creditors and ask for some delayed payments and eventually had to go to a credit counseling service to consolidate my debts and reduce the interest I was paying. Not sure if this is something you are looking for but if you have a lot of debt at a high interest rate it might be an option to go check out credit counseling.

But before doing that you need to really want to stop gambling. Keep posting.

[lizbeth4]

Hi Any size of debt is manageable. I have done credit counseling and it works. You just have to be patient as it takes time and you do have to make your monthly payments. Don’t give up! I agree with Spidy that you need to address your gambling first. Maybe the support groups here would be of help. It isn’t a easy journey but many of us have traveled it. Stay strong.

[vera]

Because compulsive gamblers never win, it always ends in tears.
I hear you on the Provident Loans.
Got caught up there myself for a few years.
Head wrecking!
Try M. A .B .S.

[charles]

There are lots of financial options these days; from bankruptcy through to repayment plans with a lot in between, get some proper financial advice.

Regarding the gambling you have a lot of support available to you. Here in the forum you will get support from other members. If you want to talk then click on “Support Groups” and see the full schedule. All bar the “Open Groups” have a facilitator in them. We also have a one to one Advice line that is open office hours, UK time.
There is also other support available, otehr similar sites, Gamblers Anonymous meetings, counselling, and even residential programmes.

Keep posting here and I hope to meet you in one of the groups soon.

[Author]

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