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Hi,
Ive been a gambler for over 10 years, always been in debt because of it. I have a 1500 euro overdraft and I cant remember the ;ast time I have been above that limit, i have a maxed out credit card and over the years I have missed repayments on different bills and charges. I am currently 10 days clean of a bet but it is a constant worry when the day comes to applying for a mortgage with my girlfirend whom has no idea for the fear we will be turned down.
So
How can i check my credit rating?
How long would it take to improve my credit rating?
Has anyone any experiences on this matter and have they been successful/unsuccessful?
Any feedback/advice would be apprecriated.
F