Vera, Thanks for your post! I can’t make over a certain amount or it will affect my pension but I’ll never meet that working part time. I’m more worried about being in a higher tax bracket. It would have to be in town. No long commutes. If I wanted that, I would move back to the city. I think my friendship will be over as she isn’t interested in going to the movies or really doing anything. That’s ok. I can make more friends. My choices in my price range were limited when I bought my home. A fake fireplace would work but it will have to wait till I’m in a better position financially. This year I will have 2 small loans paid off. I’m paying very high interest rates. Then more money will be freed for savings. Vera, I feel like I’ve been taken advantage of in the past but I would not go back and change what I was able to do to help others. It’s another lesson learned. You’re right, not gambling is our biggest asset.
