[lizbeth4]

I’ve been on a debt consolidation program for 2 years. Only 3 credit card companies has accepted the programs but all 10 creditors are sent a payment every month. These 2 companies want to be paid off. So they have charged off the accounts and have turned them over to a collection agency who want payments I can’t afford. So legal action is the next step. Garnishment of wages. I will send any monies I have to bring the balances down. Are there other companies to folliw?? I will just have to deal with it and the consequence. I knew I was playing with fire!!