[lizbeth4]

I know that the creditors here can be rather aggressive. The 2 creditors told me what they would accept for payments. Right now out of my range. If they take you to court, the courts have you pay the filing costs also. More money. I did decide to prioritise my bills. I have 3 loans which are directly taken out of my checking account monthly which where used for gambling in the past. One will be paid off next month, freeing $155 per month. Most of my credit card debts aren’t massive but put all together overwhelming. Monica, I’ve let myself really go the last few months. Weight gain, not getting haircuts, ect. I look in the mirror and cringe. Something has to give.