[lizbeth4]

I had figured out that the creditors couldn’t touch my retirement. I’ve had 1 creditor turn my account over to a law firm and they filed papers in my local courts for a judgement but we came to a agreement on a monthly payment plan with my debt consolidation program. (8 accounts) 2 creditors wouldn t join and those are the ones threatening me. I send them what I can but they are threatening legal action. I know they can put liens on my property, ect….These companies buy charged off accounts to make money. I will deal with them. They amounts aren’t large but there is little money left to get ahead. A part time job is the answer!!!