Hi Imran.
Welcome to GT.
A wife and three children are “expensive commodities” but people can manage to live very frugal and simple lives if we separate our needs from our wants.
Life should not be about survival only. I think, when people (children included) learn to enjoy simple pleasures we fall into a state of peace and joy beyond our wildest dreams. Gambling aside, today’s society is caught up in consumerism to a degree that promotes greed, instant gratification and insatiable restlessness. Gambling is a symptom of that mindset.
My suggestion would be to sit down with your wife and lay out a 3 year budget plan that is manageable and suited to your needs not wants. Children need happy parent, not material things. Of course their basic needs will be included in your plan but with your salary and your savings, I would have GREAT hope for your “survival”….provided of course you don’t gamble.
The suggestion I offer you works for me. One day at a time.
Best wishes in recovery.
