It’s going to be okay as long as you don’t gamble again. Are the default notices on your house? If so, call the mortgage company. You may have to tell a little fib as to why you are late. There are different options that can help you. When I started my DMP, they pulled a credit check on me also. I couldn’t even tell you all the cards I had. $24,000! I have 15 more months and then they wiill be paid. Can you sell anything to make some cash to pay bills? You will get through this. You’ve taken the first positive steps!!! Be proud that you’ve done that. It isn’t easy and stopping smoking on top of that. I’m a ex smoker. Take care. Try to find something positive about today! Thinking of you!
