Hi, Liz,
It’s great to hear you feel motivated, knowing that you will be able to pay down your loans and start saving in a few months time.
Be careful , though. that when you commence that Savings Account it doesn’t turn into a secret stash.
Plan well in advance.
Perhaps putting two names on the account would be a safeguard. It just means you need 2 signatures when withdrawing money.
Just a reminder. I have been caught clearing out secret accounts so often in the past, I would just hate to see anyone making the same mistake.
When we are in recovery mode, we wouldn’t dream of sabotaging our savings or our plans.
When we want to gamble , we abandon all sane judgement.
HAPPY NEW YEAR, Lizbeth!