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#42698
Raynor98k
Participant

Hi TTA,

Congrats on making it this far, you’re doing great. The fact that you came here and started a thread is a HUGE step towards recovery. My mom filed for bankruptcy 6 years ago (non gambling related), so I have some experience as to how difficult that can be. On the plus side, you can say good bye to credit cards, something that I am in the process of doing. I am not sure what chapter of bankruptcy you filed for (I am familiar with chapter 7). Here in California, that means that you actually get to keep your assets, and get rid of all you unsecured debt. This can be credit cards, auto loans, even some IRS debt. In fact, many inspiring people throughout history have gone through bankruptcy. Abraham Lincoln, Walt Disney, to name a few. I would look at it as a fresh start. You can always bounce back from this, you’re basically just giving the middle finger to credit card companies and other lenders (and believe me, they deserve it!). Credit card companies are the biggest vultures on this planet. Society has painted bankruptcy as something horrible, when in reality, the only people that want you to think it’s bad is banks and lenders. They want people to think it’s bad, because what actually happens when someone files for bankruptcy is they lose. They lose big time. You deserve this win. I am actually going to congratulate you on this decision. Well done TTA, I am happy you get a fresh start. I would do the same in your shoes. Stay strong and keep posting.

–Nick