[Monkey15]

Thanks for your kind words and advice. Laura, I’m thinking of the need to tell my partner before embarking a plan with the banks, although I am going to do a bit of research on the matter today and make a few calls. It feels good that I’m thinking about a plan and moving forward. I had the crazy thought about a year ago of taking out a life insurance policy and then having a wee car accident over a cliff. I think you can figure out the rest…. can’t believe I was thinking that! I only just remembered that. Back later folks. Sleep well.

Tina