Hi Monica,
That is a great step in the right direction- one down…
It must be the day for it because I rang an old credit card company which I have been paying forever and increased my direct debit to pay it off in 4.5 years instead of 9. I would still be paying credit card debt I built up in my twenties and thirties when I am almost every sixty.
Did they really say you will be paying for 50 years – how mad is that ? I imagine you trundling to work at 111 and finally holding the receipt to show its all paid .
Ten percent is a huge chunk to sort in a day ! Well done – onwards and upwards .