Hi Mav,
The good news is that life doesn’t begin at 40, it doesn’t begin at 30 or 50 either. It begins when we stop gambling.
You need help. Yes, we all do. Where are you going to go to get your help? Gamblers Anonymous? counselling? Residential support?
You don’t know what to do? Well maybe you do mate. Letting your wife have all your money? Getting proper financial advice to handle any debts? Being honest with your wife about all debts? Exclusion from where ever you usually gamble?
You can do this Mav. As vera says, stop fighting the gambling, surrender it has you beat. Then you can move on.
Now, here is the tough love bit. You will post thanks for the support, you will wish people well. Blah de blah de blah to be honest Mav. I want to read which of the above things you are going to do?