Hi Lizbeth
Due to my own recent gambling I have not been as regular in posting and have just caught up with your thread.
I am so sorry to read that you have been having such a horrible time .
If you were to extend the car loan for perhaps another two years would that lower the payments enough to help you get by ?
Would your daughter consider getting a mortgage and buying the property she is in? You could then gift both your daughters a large amount of money and still have enough to live debt free and stress free . Just think you could travel and do so many wonderful things without the constant worry.
This may seem inconceivable right now but your daughter is a grown woman who will cope with the responsibility , you could sell it to her at a reduced price rather than gifting her money – if the creditors become aggressive you could lose it anyway. You deserve a bit of peace in life – I pay a large mortgage and even in the darkest days I have never missed a payment . Your daughter would also own a property and that would give her freedom to move if she wished or even encourage her to move up the property ladder . It would give her more ownership and she could invest as much or as little as she wishes in her home . It is a win- win situation !
I think it was Kathryn who mentioned a vision board – I feel that’s a really great idea because it helps us focus on what we really want to have and to do, instead of drifting and acting on impulse .
I did a vision board once but it was in the early stages (and unaware stage ) of my gambling addiction – and I assumed everything was coming from a big win. I am going to do a new one – actually I think I will do a vision book! We could do ours together and compare our progress and encourage each other.
The reason I believe a vision board would be good for you is that I feel you put everyone in your life before your own needs – and it might good to focus on you and your needs .
Lisbeth, we do land ourselves in horrible situations with gambling and never seem to learn – go without money and ban from that casino you mentioned – close every door .
I have laura on my case about setting up my barriers again and it is helping in that I am hurriedly trying to get things in place before I meet her in group next !(lol). I did try to open new gambling accounts again last night but I was banned – I realise there will always be another time if I don’t have every barrier tight.
About groups- I feel you would get a lot from the open groups – I don’t think I have ever met you in chat but I would really like to . I think chatting would help you see things clearer – when we are stressed things go Around in our heads and become overwhelming . It is also kinda a free hour of meeting with friends without having to pay for drinks or coffee !
I think I better stop there- just Lizbeth bear in mind we have been in bad situations before and we always get through them – keep strong xx