Hi Imran.
First thing is to stop gambling . When u do your brain will clear and you will be able to see a real way through your problems. If u are in the uk thee are charities that can help u sort out your debts so the repayment s are manageable .
Where do u gamble ? Can u get a blocker for your computer and phone.? Canu self ban from the casino or bookies . You really need to do whatever u need to stop you gambling . Put barriers in place – you need to stop money , time or access.
Could u cut up your cards and ask your wife to take a set amount out and give u an allowance . Then u can’t spend money on gambling .
Whatever u decide – u need to speak to someone about debt . Step change is one charity which can help .
You can stop u know . People do all the time . U will too.
Well done on reaching out for help! And no don’t do anything silly – it’s a bit of debt – u have a lifetime to sort it