[imran_d]

Hi i-did-it, I have a fixed rate mortgage coming to a end in around 3/3.5 years roughly same time as most of my debts end. So the last thing I want to do is to have a DMP or IVA. Like I mentioned I have approx £26,000 savings which I will never touch for gambling, but in your guys opinions would this be enough for me to survive 3 years? I really don’t want to damage my credit rating as wh remortgage time comes I’ll be doomed. I haven’t gambled today but I’m now constantly worried how I will make this work. Any advice would be appreciate thanks