Hi Grover! Been there, done that, several times over in a lifetime. I stoped counting my losses when they hit 2 million and that was years ago do I can only imagine. 2 Years ago , like you , I had no debt than sundenly had 20,000 in debt not mentioning all the money I could have saved. Borrowed, paid debt off, paid it back only to do it all again…. What I am trying to say is wether you claim bankruptcy or not make sure you get the support you need or it will just be a never ending cycle. Many years ago I claimed bankruptcy… clean slate??? Not so much just room to dig another hole to dig back out of. You will get a ton of advice here. I hope you take and use what works for you. I wish you well.
