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#46253
ButterflyBeeBee
Participant

Hey josh,  that’s good to hear you have loved ones willing you to succeed. 

First step I would take is make an appointment with the citezans advice bureau.  They can help put you in contact with debt consolidation experts and charities who can help.  

I would also check out:

https://www.stepchange.org/debt-info/gambling-debt.aspx

And read this article for ideas:

https://www.moneyexpert.com/news/a-debt-consolidation-loan-could-an-option-for-those-with-gambling-problem-800434713/

Reach out to citizens advice and look up  gambling debt charities in the uk to help further.  

You are 22 so I would persume too young to file bancrupcy,  but with help from these charities some of your debt could be written off and they will help you get a loan that will consolidate your debt so you only pay one payment back to the loan provider. 

Let me know how you get on and good luck!  🙂