Day 4, still going strong. I’ve actually been doing a lot of thinking about money lately. Specifically, I want to save up for a house. Now, I live in San Francisco, so that idea is probably a fantasy seeing as how the average home in the Bay Area is $1 Million. That being said, we make decent money here, and you can find houses for 500-600k if you go a bit out of the area. I would like my first house to be around 500k, that means saving up about 100k as a down payment. This will obviously take a while, and I would like to pay off my 18-19k of credit card/student loan debt first. I’m not discouraged, actually pretty excited to do so. It gets easier to break bad habits when you create new good habits. I just have to stay away from gambling because it will delay my goals longer. There is no room in my life or budget for gambling. Just have to be prepared for inevitable cravings and stay positive.
–Nick